Information on Starting a Business

How banks in India can help me for starting up a small business.?

December 31, 2008 by · 1 Comment
Filed under: Blog 

I want to start a small business in India.
I want to know the finance aspects, and how banks in India can help me in this. And what insurance cover should be taken to be in the safe side.
If the business start up cost is X, then how much should be invested from own pocket and how much should be taken from from banks as loans.

normally when you do a business plan for investors they want to see that you can come up with at least 10%. as far as India goes it could be different and if it is let me know. Does the country of India have a goverment web page you can go to for general information?good luck

http://goidirectory.nic.in/

start here under Institutions/Organizations

How To Start An Online Business – EZ Wealth Solution – Starting An Online Business For Beginers

December 31, 2008 by · Leave a Comment
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http://UrWebProfits.com

http://OnlineMarketMethods.com

How to start an online business that is sure to increase your cash flow without breaking your wallet. Ez Wealth is an Exciting Program that is geared towards creating financial Comfort for anyone just starting out online, to the intermediate marketer looking for an Ez addition to their Marketing Funnel.

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Be sure to mention Ez Wealth in your message.

Duration : 0:3:31

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How do I find information on government grants and/or government loans for starting up a new business?

December 29, 2008 by · 4 Comments
Filed under: Blog 

I am in need of funding for business equipment and software to start my own business from home. I have seen commercials regarding government money being out there and available for all sorts of reasons like, business start up, buying a home, renovations, debt consolidations, etc. But, these commericals are advertised by people who want a fee for the information on these grants and loans. I have always figure that if they could find this information then I should be able to also. And, I have looked on and off for awhile now and can only find information if I pay a fee to someone else. Does anyone have any suggestions or has anyone actually received one of these loans and/or grants?

It is hard to find grants to start a business. Unlike the myths that some perpetuate, federal government and even private foundations hardly give grant money for a for-profit business. And yes, grants mean PAPERWORK – lots and lots of it, that is why a cottage industry of grant writers was born.

Nonetheless, you can go to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov – these are two sites created by the federal government to provide transparency and information on grants. Browse through the listings and see if you can find any grant that would support a for-profit venture.

Even if you buy books on "how to get grants" or list that supposedly has information on grants — all of them are mere rehash of what CFDA has, albeit packaged differently. But still the info is the same – hardly any grants for starting a for profit business.

Even SBA does NOT give out grants. From the SBA website http://www.sba.gov/expanding/grants.html…

"The U.S. Small Business Administration does not offer grants to start or expand small businesses, although it does offer a wide variety of loan programs. (See http://www.sba.gov/financing for more information) While SBA does offer some grant programs, these are generally designed to expand and enhance organizations that provide small business management, technical, or financial assistance. These grants generally support non-profit organizations, intermediary lending institutions, and state and local governments."

Most of the federal grants are given to specific target groups with specific requirements (e.g. minority business owners involved in transportation related contracts emanating from DOT – Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program

Grants are also often given to non profit groups or organizations involved in training or other similar activities (grant 59.043 Women's Business Ownership Assistance that are given to those who will create women's business center that will train women entrepreneurs

For private grants, you may want to check the Foundation Center's Foundation Grants for Individuals Online. It's a subscription based website ($9.95 per month) but their opening blurb only says that the database is ideal for "students, artists, academic researchers, libraries and financial aid offices." Entrepreneurs are apparently not one of them, so I take it they also don't have listings of private foundations who give grants to would-be entrepreneurs.

You stand a better chance of getting a government loan. For government loans, read the requirements of SBA: http://www.sba.gov/financing/preparation/requirements.html

How to Finance Your Start-Up Business

December 28, 2008 by · Leave a Comment
Filed under: Blog 

Video from our FREE Online Business Course

http://www.myownbusiness.org

Session 9 How to Finance Your Business

Question:
“Raising start-up money is one of the great hurdles in starting a business. Would you have any recommendations or some basic do’s and don’ts as to how people should go about this great challenge?”

Rod Banks
Executive Vice President, Small Business Market
Bank of America

Topics covered in this video:
Starting a business, financing, loans, writing a business plan

Transcript:
First off, before you begin to think about getting your start-up money together, you need to have a business plan. And once you put the business plan together it will help you to determine how much money you need to start your business. Once you determine the amount, then you’ve got to decide: where is the best place to get it? In today’s world it is very difficult to go to a commercial bank–the typical bank you see on the street– for a start-up business type of loan.

A lot of first time entrepreneurs will start off by using their own personal savings or look to a friend or a relative to see if they can get a friendly partner in with them. Some people will look at putting a lien to some degree on their home. Because of the credit card boom, a lot of people today will take credit card solicitations that come out. And it’s perfectly okay to take one of these low interest rate credit card offers if you manage it in a very responsible manner.

Duration : 0:1:23

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Hey im starting a business and i need to know how do i apply for a small business government grant?

December 27, 2008 by · 1 Comment
Filed under: Blog 

Im starting my business and i need money to start. I have been on numerous sites that want you to pay out alot of money just to give you info on government grants. But i didn research and i found that like 75% of those sites are scams. I want to be able to apply for them myself but i don’t know who i am suppose to talk to….i live in south carolina.

I suggest you check out low-cost government loans instead of grants. Visit the Small Business Administration for information on loans http://www.sba.gov/financing/

It is hard to find grants to start a business. Unlike the myths that some perpetuate, federal government and even private foundations hardly give grant money for a for-profit business. And yes, grants mean PAPERWORK – lots and lots of it, that is why a cottage industry of grant writers was born.

Nonetheless, you can go to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov – these are two sites created by the federal government to provide transparency and information on grants. Browse through the listings and see if you can find any grant that would support a for-profit venture.

Even if you buy books on “how to get grants” or list that supposedly has information on grants — all of them are mere rehash of what CFDA has, albeit packaged differently. But still the info is the same – hardly any grants for starting a for profit business.

Even SBA does NOT give out grants. From the SBA website http://www.sba.gov/expanding/grants.html…

“The U.S. Small Business Administration does not offer grants to start or expand small businesses, although it does offer a wide variety of loan programs. (See http://www.sba.gov/financing for more information) While SBA does offer some grant programs, these are generally designed to expand and enhance organizations that provide small business management, technical, or financial assistance. These grants generally support non-profit organizations, intermediary lending institutions, and state and local governments.”

Here is a listing of federal grants for small businesses. See if there is any available for individuals for starting a business — THERE’S NONE.

http://12.46.245.173/pls/portal30/CATALOG.BROWSE_BENEF_RPT.show

Most of the federal grants are given to specific target groups with specific requirements (e.g. minority business owners involved in transportation related contracts emanating from DOT – Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program

Grants are also often given to non profit groups or organizations involved in training or other similar activities (grant 59.043 Women’s Business Ownership Assistance that are given to those who will create women’s business center that will train women entrepreneurs

For private grants, you may want to check the Foundation Center’s Foundation Grants for Individuals Online. It’s a subscription based website ($9.95 per month) but their opening blurb only says that the database is ideal for “students, artists, academic researchers, libraries and financial aid offices.” Entrepreneurs are apparently not one of them, so I take it they also don’t have listings of private foundations who give grants to would-be entrepreneurs.

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weight loss products - Most people enjoy eating burgers, sandwiches, and other things with bread on them. Now take those same ingredients and eliminate the bread. Cut up the ingredients or make a lettuce wrap out of the toppings unless you don’t like lettuce. Sometimes I just use the toppings for a hamburger and make a salad out of it. S.S.

weight loss diet - Here are some great ideas for delicious and satisfying salads, entrees, desserts and more. Want to know the best part? You can enjoy all of these recipes as part of the Tony Ferguson Weight Loss program RK

healthy diets - If you make unrealistic goals you will be setting yourself up for failure right from the word go.  Each day write down your progress and the problems you had.  Don’t be too hard on yourself.  There will be days when you go backwards but keep pushing onwards to achieve your goals. RK

best weight loss program - When you are reading magazines that show pictures of rich, creamy desserts (and other bad foods) remind yourself that these foods are revolting and so unhealthy.  Psyche yourself into believing that these unhealthy foods are not for you. RK

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    My Pains, My Chiropractor

    Having low back pains has made me very familiar with Chiropractors.  As a health care discipline and profession, it emphasizes diagnosis, treatment and prevention of medical disorders of the musculoskeletal system, especially the spine thus I usually run to my Nashville chiropractor for my pains. 
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    Professional Water Damage Cleanup Can Be a Lifesaver

    I just found out first-hand how hard it is to deal with water damage. I own a little grocery store at our town, and it’s pretty much my family’s main source of livelihood. When a pipe blew in the building that our grocery store was occupying, the whole first level got flooded and there was a lot of damage done; including our store. I didn’t know how to get started on getting things back to normal, and the thought of dealing with insurance just made my head hurt. It was bad enough to go through the flood, now we had to deal with the water damage cleanup too. It’s a good thing that the nearby store shared a number for a water damage Orlando restoration company with us. Restoration companies help you recover from both water damage and fire damage. The company that I called even offered insurance billing services which were exactly what I needed. They got my grocery store back to normal a lot faster than I expected. I also found out that they offer their services 24 hours a day and have a 30 minute response time. This is very useful because we never know when disaster will strike. I’ll definitely call the same number in the future and I will also recommend that you keep a restoration services number on your fridge or in your emergency phone numbers list. You don’t want to be looking for a number to call when you’re already knee deep in water.