December 27, 2008

Hey im starting a business and i need to know how do i apply for a small business government grant?

Im starting my business and i need money to start. I have been on numerous sites that want you to pay out alot of money just to give you info on government grants. But i didn research and i found that like 75% of those sites are scams. I want to be able to apply for them myself but i don't know who i am suppose to talk to….i live in south carolina.

I suggest you check out low-cost government loans instead of grants. Visit the Small Business Administration for information on loans http://www.sba.gov/financing/

It is hard to find grants to start a business. Unlike the myths that some perpetuate, federal government and even private foundations hardly give grant money for a for-profit business. And yes, grants mean PAPERWORK - lots and lots of it, that is why a cottage industry of grant writers was born.

Nonetheless, you can go to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov - these are two sites created by the federal government to provide transparency and information on grants. Browse through the listings and see if you can find any grant that would support a for-profit venture.

Even if you buy books on "how to get grants" or list that supposedly has information on grants — all of them are mere rehash of what CFDA has, albeit packaged differently. But still the info is the same - hardly any grants for starting a for profit business.

Even SBA does NOT give out grants. From the SBA website http://www.sba.gov/expanding/grants.html…

"The U.S. Small Business Administration does not offer grants to start or expand small businesses, although it does offer a wide variety of loan programs. (See http://www.sba.gov/financing for more information) While SBA does offer some grant programs, these are generally designed to expand and enhance organizations that provide small business management, technical, or financial assistance. These grants generally support non-profit organizations, intermediary lending institutions, and state and local governments."

Here is a listing of federal grants for small businesses. See if there is any available for individuals for starting a business — THERE'S NONE.
http://12.46.245.173/pls/portal30/CATALOG.BROWSE_BENEF_RPT.show

Most of the federal grants are given to specific target groups with specific requirements (e.g. minority business owners involved in transportation related contracts emanating from DOT - Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program

Grants are also often given to non profit groups or organizations involved in training or other similar activities (grant 59.043 Women's Business Ownership Assistance that are given to those who will create women's business center that will train women entrepreneurs

For private grants, you may want to check the Foundation Center's Foundation Grants for Individuals Online. It's a subscription based website ($9.95 per month) but their opening blurb only says that the database is ideal for "students, artists, academic researchers, libraries and financial aid offices." Entrepreneurs are apparently not one of them, so I take it they also don't have listings of private foundations who give grants to would-be entrepreneurs.

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weight loss plans - Keep a diary listing your goals at the front, but make sure these goals are realistic. If you make unrealistic goals you will be setting yourself up for failure right from the word go. Each day write down your progress and the problems you had. Don't be too hard on yourself. There will be days when you go backwards but keep pushing onwards to achieve your goals. RK

weight loss products - Most people enjoy eating burgers, sandwiches, and other things with bread on them. Now take those same ingredients and eliminate the bread. Cut up the ingredients or make a lettuce wrap out of the toppings unless you don't like lettuce. Sometimes I just use the toppings for a hamburger and make a salad out of it. S.S.

weight loss diet - Here are some great ideas for delicious and satisfying salads, entrees, desserts and more. Want to know the best part? You can enjoy all of these recipes as part of the Tony Ferguson Weight Loss program RK

healthy diets - If you make unrealistic goals you will be setting yourself up for failure right from the word go.  Each day write down your progress and the problems you had.  Don't be too hard on yourself.  There will be days when you go backwards but keep pushing onwards to achieve your goals. RK

best weight loss program - When you are reading magazines that show pictures of rich, creamy desserts (and other bad foods) remind yourself that these foods are revolting and so unhealthy.  Psyche yourself into believing that these unhealthy foods are not for you. RK

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